What kind of financial help is out there?

My current credit is out due to medical bills,ect. And I am currently on medical leave and on disability. Have applied for some scholarships ect. but so far nothing has come from it. Need to secure financial resourses/commitments before I send my letter to the FAA requesting my Medical Flight Test, ect. ANY infor, advise, ect would be greatly appreciated. Obtaining my Private License and a Insturment Rating is my Phase One Goal. At my age and with my voice disability, this is a challenge I will want to complete...no matter what! I know I can do it!. Just need advise,help and assistance to get there! Need to know more? Contact me please!!!! Thank you! Ron