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Title: Do student pilots need insurance for anything? Post by: Colton on December 26, 2007, 11:26:38 am Someone told me I did, but I had never heard of that before.
Title: Re: Do student pilots need insurance for anything? Post by: Mike on December 27, 2007, 10:31:50 am The schools I know of do not require it until you begin to solo, but they recommend you obtain it anyway. Here's why: the school's insurance which provides coverage in the meantime can have a large deductable which the student may be responsible for. In addition to any damage to the aircraft, there might also be lost revenue due to the aircraft being temporarily unavailable for use. You might end up having to pay several thousand dollars in damages, which could eat up the money you had saved up for your lessons. There could be any number of things that could happen. You might hit a parked plane's wing, or a gas pump or a building or even a person, with your wing while taxiing. Even if you don't end up having to pay a lot of money for damages, it could lead to conflict between you and the school or between you and another student or instructor. The insurance costs only about $200 a year. The AOPA has discounted rates for their members.
Title: Re: Do student pilots need insurance for anything? Post by: Colton on December 31, 2007, 02:23:07 pm I checked into the insurance, and that was all very helpful! Especially AOPA with the discounted rates, I'd reccomend that to anyone looking for the insurance.
Title: Re: Do student pilots need insurance for anything? Post by: Melody on January 09, 2008, 11:46:08 am generally the flight schools include the insurance into the packages they provide. its actually allot easier this way, they take care of all the paperwork and such. the general insurance is taken out on the actual plane you fly. i hope this answer helps. ;)
Title: Re: Do student pilots need insurance for anything? Post by: Colton on January 10, 2008, 11:02:25 am IMPORTANT!!!: Yes, flight schools provide insurance. HOWEVER- Those also often times have a large deductible that could still leave you responsible for $5000 or more! SO I've learned it definitely pays to purchase your own insurance which may have $100-$500 deductibles for about $250 per year.
Title: Re: Do student pilots need insurance for anything? Post by: Melody on January 11, 2008, 03:52:30 am i have not yet joined a flying school, but thanks for the information Colton, i will be sure to check it out when i do. :)
Title: Re: Do student pilots need insurance for anything? Post by: Ryan on March 06, 2008, 12:59:19 pm I would - "renter" insurance is not expensive really considering the money you will be spending on training, etc...
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